Frequently Asked Questions

Flood insurance in the City of Opa-locka is discounted according to the NFIP community rating system (CRS). Currently the City has a rating of 9 and receives a 5% discount on flood insurance policies. Certain activities that the city undertake will improve the city’s rating that will result in larger insurance discounts. One such activity (Activity 510) is the adoption of the Citywide Stormwater Master Plan which will identify recommendations for flooding mitigation. An overview of the activities credited under the CRS is provided in Table 1 at https://www.fema.gov/fact-sheet/community-rating-system. After the Master Plan is completed and adopted by the City Commission, the City would notify FEMA so that the additional rebates on Home Owners insurance for city of Opa-locka residents can be made effective.

The online survey Residential Stormwater Input Form is available on the city’s website

The recommendations for stormwater infrastructure improvements will be completed and presented to the city in a technical memorandum and presentation to the City Commission. EAC anticipates the Capital Improvement Plan will be developed and submitted to the City by November 2021.